Crypto Credits
Acceptable Use Guidelines for Credit Chips
These guidelines are for businesses that wish to incorporate Credit Chip into their business, products & services.
Blockchain is the most disruptive invention since the Internet, and now an ideological battle is underway between fringe utopists and mainstream capitalism who want to define how this technology will shape our lives...
Omnichannel Web3 Technology
DePIN integration will enable us to offer a range of payment functionalities with a digital wallet for all your clients, including real-time business-to-consumer payments, streamlined transaction processing, and new AI technology with web3 fraud management capabilities for extra security.
Next Generation Of Payments
Near-field communication, or NFC, allows for contactless payments with mobile wallets. Accept secure instant payments on all Android & iPhones, Tablets and other mobile devices free of charge without having to use Apple/Google Pay or Apple/Google Wallet, secured by AI with access based on fair and non-discriminatory blockchain nodes.
Decentralized Core
Compute power offered across different geographies and mobile device owners.
Multi-Chain Usability
Allows trustless and efficiënt coordination between many different blockchain layers.
Cost Effective
Impact on physical nodes in the real world (eg. Providers, Banks, Creditcards, etc).
Privacy & Security
Crypto-based, decentralized coordination to create & maintain a safe infrastructure.
Network Nodes
Physical infrastructure, ensuring sustainable growth & adoption of new ecosystems.
AI x Crypto
Allowing demand & supply to rely on the infrastructure without any KYB-KYC concerns.
There is still a significant lack of widely accessible solutions facilitating real-time connections & transactions between users of diverse payment systems around the world. We acknowledged the need to furnish our clientele with resilient multi-chain connectivity, which necessitated coupling it with a dependable & secure wallet experience for non-crypto natives & mass adoption of the general public. Our technology turns any device (mobile, desktop, smart interactive, or self-checkout) into a versatile payment terminal. It supports contactless, chip & PIN, and QR code payments, improving the checkout experience by enabling various payment methods, allowing transactions to happen anywhere, and minimizing queues and wait times.
How it Works
Mobile-ID
Your own Mobile ID for multiple core features & capability of universal integration in all your Social Media, Web3 & Metaverse ecosystems.
Instant Payments
Accept Instant payments on any mobile device in any ecosystem. For any business, products & services to gain more customers & sales.
Top-Up Wallet
Go to a supported exchange and paste the wallet address linked to your Crypto Credits account and send.
QR Code Payments
Enter payment details and present to client via QR code to scan and complete your payment on their own mobile device.
Automatic Payouts
Your bank account or wallet address from exchange/(hardware) wallet will be used by AI for automatic payouts of your funds.
Customize
100+ Premium skins available to create a personalised mobile payment terminal with unique branding for your own business.
DePin Payments Support
Simple Integration with Cryptocurrencies
First public distributed ledger, called a blockchain, without any central oversight.
BTC
BitcoinDecentralized blockchain with smart contract functionality. ETH is the native cryptocurrency.
ETH
EthereumCryptocurrency stablecoin with 14 protocols and blockchains on which it has been minted.
USDT
TetherDigital stablecoin pegged to U.S dollar. Issued by private entity, NOT central bank digital currency.
USDC
USD CoinBlockchain platform with proof-of-stake mechanism to provide smart contract functionality.
SOL
SolanaCeFi or DeFi
Choose your best.
Crypto Credits changes the rules of the game in payments. Now you can accept CeFi & DeFi payments with one single app, as well as generating different visual QR codes for different payments.
Credit Chip Cards
Only requires bank account or crypto wallet for receiving instant payments on all NFC compatible mobile devices - iOS & Android
How it Works?
“DePIN” uses the NFC technology on any iOS & Android phone to quickly complete payments by unlocking your phone and touching the merchant’s Credit Chip.
Making in-store payments faster and easier for both merchants and users and does not interfere with other existing payment methods.
Users can pay more quickly and it also improves your store’s payment efficiency.
We have further simplified the payment process improving the user and merchant experience through AI & blockchain technology.
Any Questions?
Check out the FAQs
Still have unanswered questions and need to get in touch? First, check our handy F.A.Q for solutions. Still stuck? Open a support ticket and our team will assist you promptly.
The future of payments is decentralized, and you can be at the forefront. Leveraging blockchain’s transparency & smart contract automation with AI in a network of decentralized nodes. With blockchain technology, we facilitate the emergence of decentralized services (DePIN), and all the tooling to lower the barrier of entry to DePIN business models. Marked by a significant enhancement in the platform’s coordination and payment mechanisms, rendering it trustless, highly secured through a Decentralized Automated Payment Processor (DAPP) with AI for payments such as mobile cross-border transfers, cryptocurrencies, stablecoins, CBDC, and many others.
DePIN is made up of physical and virtual infrastructure networks that serve as the framework supporting operations, distribution and management of services and resources.Through technological innovation, Crypto Credits is leveraging the trustlessness and automated execution of the blockchain.
• Decentralized Networks – Refers to the platform used to coordinate interactions between service providers and users which is decentralized, underpinned by blockchain and thus relying on network effects.
• Physical Infrastructure – The resources or infrastructure that are used to provide the service or product are physical in nature, collectively making up the infrastructure.
Replacing the centrally coordinated platforms with a decentralized alternative eliminates costs and creates a more direct payment route from resource to users. All of this leads to the optimization of existing services and an entirely new category of services becoming economically viable, previously impossible due to high costs and inefficiencies related to centralized platform coordination. This breakthrough forms the basis for Web3 and when dealing with physical resources is called decentralized physical infrastructure (DePIN).
- You must be using the latest version of iOS or Android OS available for the phone.
- NFC enabled in phone settings
- Activated Mobile-ID.
- Withdraw in your local currency in more than 175 countries.
- Not yet available in select regions and countries.
Crypto Credits provides all major digital currencies designed to be used as digital cash on your mobile phone. Information about the transaction is private: sender, receiver and amount transferred are all unknown to Crypto Credits.
Transaction details, including the payment amount and time of transaction, are part of your own ledger and are unknown to Crypto Credits.
- View transaction history and details on your phone in > Payments.
- Tap a transaction to see its status.
- On your phone, go to > Send Payment.
- Type a contact address that accepts payments.
- Enter the amount you want to send.
- Add a note (optional) and select the check mark.
- Tap Pay Now button.
Note: Once you confirm, the funds will process. THIS ACTION CAN NOT BE UNDONE.
URL
- Send your Mobile-ID to client by email or app.
- Client enters the amount it wants to send.
- Add a note (optional) and select the check mark.
- Tap Pay Now button.
QR code
- Generate a payment QR code
- Present to client via app.
- Client scans code with mobile device.
- Client adds a note (optional) and selects the check mark.
- Client completes payment.
NFC
- Client scans Credit Chip (NFC) with their own device.
- Client enters the amount it needs to send.
- Client adds a note (optional) and selects the check mark.
- Tap Pay Now button.
- Client completes payment.
If you hit Send, your payment will process. Turning your phone off or disabling your connection will not stop the payment if you have hit send. You can not cancel a payment once you have hit send. You can message your contact and ask them to send you a payment.
- Go to a supported exchange.
- Follow steps to send on your exchange, paste the wallet address linked to your Crypto Credits account and send.
- On your phone, go to > Withdraw.
- Go to your exchange and view the wallet address.
- In Crypto Credits, enter the wallet address from the exchange.
- Tap Withdraw.
Note: THIS ACTION CAN NOT BE UNDONE.
Instant access to funds, secure SSL payments, and no transaction fees within the Crypto Credits ecosystem to provide flexibility and control over your spending. We do however, need to charge a processing fee for all crypto withdrawals (Pay-as-you-go). Crypto Credits charges a processing fee to cover the costs of servers and transferring your crypto from the wallet to an external address. Prices are in USD/GBP/EUR. You need to collect and pay sales taxes yourself in the regions where it is required by law. Stated prices do not include these taxes.
- The currency is based on the country code of your Mobile-ID.
- The currency conversion will apply for the existing balance in USD/GBP/EUR.
All fees are determined by and collected by the blockchain, not Crypto Credits.
Mobile-ID offers a secure and convenient solution for digital authentication on the blockchain and web3. This technology leverages your mobile device to provide a seamless and reliable method for verifying your identity online. By simplifying the authentication process, Mobile-ID speeds up online transactions. This technology ensures that your personal data is protected while providing a user-friendly experience. One of the primary benefits of Mobile-ID is its enhanced security features. Mobile-ID uses strong encryption and secure communication channels to protect your data. This reduces the risk of identity theft and fraud, making online transactions more secure.
Prohibited Uses
You may not incorporate Credit Chip into a business that:
- Violates any law or otherwise fails to comply with legal requirements
- Offers transactions involving:
- Tobacco, marijuana, or vaping products
- Firearms, weapons, or ammunition
- Illegal drugs or non-legally prescribed controlled substances
- Items that create consumer safety risks
- Items that are intended to be used to engage in illegal activities
- Pornography
- Counterfeit or stolen goods
- Personal fundraising or collections of nonprofit donations unless approved by Crypto Credits
- Primarily offers or sells drug paraphernalia or sexually-oriented items or services
- Promotes hate, violence, or intolerance based on race, age, gender, gender identity, ethnicity, religion, or sexual orientation
- Constitutes a staged digital wallet (e.g., where a second payment transaction is conducted in order to complete the first transaction or where there is a substitute merchant of record in a transaction)
- Engages in fraud
- Infringes or violates the intellectual property, publicity, or privacy rights of another
- Shows Credit Chip or its products in a false or derogatory light
Crypto Credits reserves the right at any time to disable Credit Chip (node) transactions for any reason it deems prudent.
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Explore for More...
- For all Business, Products & Services
- Real-time payments and transactions
- Accept payments by URL, QR Code & NFC
- All transactions are 0% fees inside network
- One-Time Fee, No monthly subscription
