Legal & Compliance for Users

Your Security & Compliance Overview #

At Crypto Credits, we believe in transparent, user-first compliance. Our MetaMask AI Agent is designed to give you complete control while operating within the highest regulatory standards of the European Union.

🛡️ Built on Core Principles #

---

How We Comply with EU Regulations (MiCA) #

The Markets in Crypto-Assets (MiCA) regulation is the EU’s comprehensive framework for crypto services. Here’s how we align with it—and what that means for you:

✅ We Are NOT a Regulated Crypto-Asset Service Provider (CASP) #

• We don’t provide custody, exchange, or payment execution services.
• You remain the sole controller of your assets and transactions.
• This means no mandatory KYC, no account freezes, and no withdrawal limits.

✅ No Custody = Your Keys, Your Crypto #

• MiCA Article 59 requires strict rules for companies that hold customer crypto.
• Since we never hold your funds, these rules don’t apply to us—and you keep full ownership.

✅ No Personal Data Collection #

• MiCA includes AML (Anti-Money Laundering) requirements for regulated entities.
• Because we don’t have a customer relationship with you, we don’t collect or report personal data.

✅ Pure Technical Interface #

• We provide a tool to help prepare transactions—like a smart checkout interface.
• You sign and broadcast the transaction. We don’t touch settlements or clearing.

Frequently Asked Questions (User-Focused) #

Do I need to verify my identity to use CryptoCredits? #

No. We do not require KYC (Know Your Customer) verification. Your wallet address is the only identifier used.

Can CryptoCredits freeze or reverse my transactions? #

No. Once a transaction is signed by you and sent to the blockchain, it is irreversible. We have no control over your funds or transactions.

Is my transaction data private? #

Yes. We do not store, share, or analyze your personal transaction data. All activity occurs on-chain through your wallet.

Does MiCA affect me as a user? #

MiCA is designed to regulate service providers, not individual users. By using a non-custodial tool like ours, you benefit from regulatory clarity without direct oversight.

What if I send crypto to the wrong address? #

We cannot recover or reverse transactions. Always double-check addresses before sending. We provide clear confirmations and warnings to help prevent errors.

Are there any geographical restrictions? #

Our interface is available globally, but users are responsible for complying with their local regulations when using crypto.

Your Responsibilities as a User #

While we handle the compliance framework, you play a key role in safe usage:

• 🔐 Secure your wallet – Use strong passwords, 2FA, and store backup phrases offline.
• ✅ Verify transactions – Always check recipient addresses and amounts before signing.
• 📚 Stay informed – Understand the basics of blockchain transactions and gas fees.
• 🌍 Follow local laws – Ensure your crypto activities comply with regulations in your jurisdiction.

Transparency & Audits #

We maintain auditor-ready compliance documentation to ensure our operations are transparent and verifiable. This includes:

• Annual compliance attestations
• Public architecture overviews
• Regulatory alignment memos

You can request our MiCA Compliance Summary for detailed review.

Resources for Users #

• User Compliance – Simple overview of your rights and protections
• MiCA for End-Users Guide – Plain-language explanation of EU crypto regulations
• Non-Custodial Security Best Practices – How to keep your funds safe
• Transaction Privacy FAQs – Understanding on-chain privacy

Have Questions? #

We believe in open compliance. If you have questions about:

• How your data is handled
• Our regulatory positioning
• Your responsibilities as a user
• Or anything else legal/compliance related

Contact our 📧 Legal & Compliance Team:
🌐 https://www.cryptocredits.io/support