Your Security & Compliance Overview #
At Crypto Credits, we believe in transparent, user-first compliance. Our MetaMask AI Agent is designed to give you complete control while operating within the highest regulatory standards of the European Union.
🛡️ Built on Core Principles #
| Principle | What It Means for You |
|---|---|
| Non-Custodial | We never hold your crypto. All transactions are signed directly from your wallet (like MetaMask). |
| No KYC Required | We don’t ask for your name, ID, or personal details. Your privacy is preserved. |
| MiCA-Compliant | Our system is designed to comply with EU crypto regulations without requiring you to be regulated. |
| User-Controlled | You approve every transaction. We cannot send, reverse, or block your payments. |
| Transparent Operations | All transaction logic is open for review. No hidden intermediaries or surprise fees. |
How We Comply with EU Regulations (MiCA) #
The Markets in Crypto-Assets (MiCA) regulation is the EU’s comprehensive framework for crypto services. Here’s how we align with it—and what that means for you:
✅ We Are NOT a Regulated Crypto-Asset Service Provider (CASP) #
- We don’t provide custody, exchange, or payment execution services.
- You remain the sole controller of your assets and transactions.
- This means no mandatory KYC, no account freezes, and no withdrawal limits.
✅ No Custody = Your Keys, Your Crypto #
- MiCA Article 59 requires strict rules for companies that hold customer crypto.
- Since we never hold your funds, these rules don’t apply to us—and you keep full ownership.
✅ No Personal Data Collection #
- MiCA includes AML (Anti-Money Laundering) requirements for regulated entities.
- Because we don’t have a customer relationship with you, we don’t collect or report personal data.
✅ Pure Technical Interface #
- We provide a tool to help prepare transactions—like a smart checkout interface.
- You sign and broadcast the transaction. We don’t touch settlements or clearing.
Frequently Asked Questions (User-Focused) #
Do I need to verify my identity to use CryptoCredits? #
No. We do not require KYC (Know Your Customer) verification. Your wallet address is the only identifier used.
Can CryptoCredits freeze or reverse my transactions? #
No. Once a transaction is signed by you and sent to the blockchain, it is irreversible. We have no control over your funds or transactions.
Is my transaction data private? #
Yes. We do not store, share, or analyze your personal transaction data. All activity occurs on-chain through your wallet.
Does MiCA affect me as a user? #
MiCA is designed to regulate service providers, not individual users. By using a non-custodial tool like ours, you benefit from regulatory clarity without direct oversight.
What if I send crypto to the wrong address? #
We cannot recover or reverse transactions. Always double-check addresses before sending. We provide clear confirmations and warnings to help prevent errors.
Are there any geographical restrictions? #
Our interface is available globally, but users are responsible for complying with their local regulations when using crypto.
Your Responsibilities as a User #
While we handle the compliance framework, you play a key role in safe usage:
- 🔐 Secure your wallet – Use strong passwords, 2FA, and store backup phrases offline.
- ✅ Verify transactions – Always check recipient addresses and amounts before signing.
- 📚 Stay informed – Understand the basics of blockchain transactions and gas fees.
- 🌍 Follow local laws – Ensure your crypto activities comply with regulations in your jurisdiction.
Transparency & Audits #
We maintain auditor-ready compliance documentation to ensure our operations are transparent and verifiable. This includes:
- Annual compliance attestations
- Public architecture overviews
- Regulatory alignment memos
You can request our MiCA Compliance Summary for detailed review.
Resources for Users #
- User Compliance – Simple overview of your rights and protections
- MiCA for End-Users Guide – Plain-language explanation of EU crypto regulations
- Non-Custodial Security Best Practices – How to keep your funds safe
- Transaction Privacy FAQs – Understanding on-chain privacy
Have Questions? #
We believe in open compliance. If you have questions about:
- How your data is handled
- Our regulatory positioning
- Your responsibilities as a user
- Or anything else legal/compliance related
Contact our 📧 Legal & Compliance Team:
🌐 https://www.cryptocredits.io/support
